WE BUILD ENDURING RELATIONSHIPS
At Holderness Investments, we design personalized wealth management solutions made to create lasting value for our clients. As a registered investment adviser, we uphold a fiduciary responsibility, prioritizing our clients’ interests above all else.
Since 1995, we’ve been committed to helping clients achieve their long-term financial goals through investment strategies tailored to their individual needs. While our expertise and insights distinguish us, it’s our unwavering commitment to providing an exceptional experience that truly sets us apart.
Our strategies are built on a foundation of experience and a disciplined wealth management philosophy.
Our Philosophy:
We create personalized comprehensive investment and planning solutions designed to optimize returns for your specific financial objectives and risk tolerance.
OUR APPROACH
Private Investment and Wealth Management Approach…
Holderness Investments Company is a partner in legacy investment planning and management for High-Net-Worth multi-generational families. As part of our comprehensive approach, we welcome the opportunity to work with your other advisors, financial professionals, attorneys, accountants for a coordinated solution for your financial future.
Custom Investment Management
We provide custom investment management by constructing an investment strategy that is specific to each client to help them meet their personal financial goals. We analyze your goals, time horizon and risk tolerance to naturally create an asset allocation for your overall investments. As circumstances change, we monitor the portfolio so we can adapt our investment strategy to take advantage of opportunities in the market.
- In house research of individual stocks and investments
- Coordination of how our investment portfolio complements any outside investments
- Ongoing monitoring of your portfolio, making changes as market conditions change or as your financial goals change.
Comprehensive Financial Planning
Our comprehensive planning takes an adaptive, holistic approach that goes beyond investments. We take the time to thoroughly understand your entire financial picture and craft a personalized strategy tailored to your short- and long-term goals. Every decision is made with intention, aligning today’s actions with your vision for the future. This thoughtful planning process is essential in providing clarity, confidence, and a clear path toward long term financial success.
- Coordination with your other business professionals to ensure all aspects of your financial plan are established.
- Personalized Financial Plan that highlights savings and spending strategies during retirement.
- Planning incorporates comprehensive estate, insurance and tax reviews including, CPA’s and Attorneys.
Estate Planning Review
Our role as your Financial Advisor is to be a bridge between our Clients and the Estate Attorney to help ensure your plans align with your current situation.
- Collaborate with the Attorneys on a plan to meet estate and legacy goals while transferring wealth to heirs or charities.
- Periodic review of documents to discuss any potential updates as legal and regulatory changes are made.
- Ensure investment accounts are titled appropriately according to estate documents.
- Help surviving beneficiaries with the investments of final estate accounts.
Income Tax Coordination
As we manage our clients’ investments, we take a proactive approach to incorporating tax efficient strategies in our portfolio construction. We coordinate with your Tax Advisors to try and take advantage of any possible tax strategies available to minimize potential tax liabilities. Some of the strategies we focus on:
- Coordinate tax return information with your current CPA.
- Withdrawal strategies during retirement spending.
- Roth Conversion and tax bracket optimization strategies.
- Tax Loss harvesting